Certificate IV in Finance and Mortgage Broking

Distance & Workshop Mode

Become a Mortgage Broker

Industry Focused

No Course Entry Requirement


Certificate IV (FNS40815) in Finance and Mortgage Broking is intended and is ideal for novice brokers in the mortgage broking industry. This qualification is also well-suited for those individuals who are already practicing services in mortgage broking and are seeking to get qualified formally in order to meet the requirements of education as is outlined in ASIC’s 206.

The certification defines the job roles of persons who work in the realm of finance broking and mortgage broking. They solve a specific range of problems that are unpredictable. They also examine and estimate information from multiple sources. They may give guidance to others and may have partial responsibility for the performance of others.

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Course Outcome

Upon successful completion of this qualification, students should be able to:

  1. Accurately and efficiently evaluate and process credit applications
  2. Identify and meet the needs of clients with finance and mortgage broking needs
  3. Appropriately present broking options and solutions to clients
  4. Develop productive relationships with clients
  5. Apply knowledge of the financial services industry to their professional practice

Career Opportunities

The Certificate IV in Finance & Mortgage Broking is the entry level qualification necessary to become a Mortgage Broker as it is the minimum education requirement as set out in ASIC’s RG206. This qualification will provide you with a variety of employment opportunities within the credit and finance sector, including but not limited to:

  • Mortgage Brokers.
  • Loan Processors (Writers).
  • Customer Service Officer (CSO).
  • Lending Officers.
  • Credit Managers.
  • Business Development Managers (Lending Providers).

Course Entry Requirement

This is an open entry course with no pre-requisite qualifications. However, students should have the following abilities:

  • Pass the Learning Literacy and Numeracy Test (LLN)
  • Have a good understanding of English Language.
  • Basic knowledge of using Computers and Microsoft Office.

Units of Competency


BSBITU306 Design and produce business documents

FNSCRD301 Process applications for credit

FNSFMB401 Prepare loan application on behalf of finance or mortgage broking clients

FNSFMB402 Identify client needs for broking services

FNSFMB403 Present broking options to client

FNSFMK505 Comply with financial services legislation and industry codes of practice

FNSINC401 Apply principles of professional practice to work in the financial services industry

FNSINC402 Develop and maintain in-depth knowledge of products and services used by an organisation or sector



FNSFMB501 Settle applications and loan arrangements in the finance and mortgage broking industry

FNSSAM403 Prospect for new clients

BSBRSK401 Identify risk and apply risk management processes

BSBITU402 Develop and use complex spreadsheets



TABT has carefully structured its Assessments to include a variety of formats which will enhance your understanding:

  • Multiple choice questions
  • Case studies and Short Answer questions
  • Workplace scenarios
  • Observation
  • Role Play

Course Duration

Students have 9 months to complete this qualification. This course is a self-paced distance learning training course. We would expect that you will spend at least 15 study hours per week. During this period students shall be reading, conducting research, performing assessments and managing feedback.

It is expected that on average, students will have the following study load to complete this course:



Upon successful completion of this course, you will be awarded the Certificate IV in Finance & Mortgage Broking (FNS40815) qualification by TABT. If a student successfully completes the units of competency, they will receive a Statement of Attainment relating to the units completed.

 Nationally recognised Certificate and Diploma courses.